Local Buying Tips

Planning on purchasing a home sometime in the near future? Here are some helpful tips on what you should and shouldn’t do before buying a home.
Do:
•Keep copies of important documents
•Wait to make big purchases
•Strengthen your credit score...
•Follow all steps for accepting a down payment gift

Don’t:
•Change jobs
•Apply for new credit or give personal info to places who check credit
•Make new major purchases
•Keep cash in a safe or overseas account
•Make large deposits in your bank account without documentation info provided by © 2013, New American Funding

Getting prequalified is also a great idea. It will inform you of what loan programs are right for you and what price range you will be the most comfortable looking in. Providing a prequal letter when making an offer also let’s the Seller know that you are serious and have your ducks in a row.

Local Banks and Mortgage Companies you may like to contact: (there are many more, this is just a short list of the options available)

First Federal Community Bank 903-784-0881

Guaranty Bond Bank 903-784-4100

Lamar National Bank 903-785-0701

Liberty National Bank 903-785-5555

Peoples Bank 903-783-3800

Starkey Mortgage 903-870-0576

Guild Mortgage Company 903-771-2617

Contact Me

CENTURY 21 Executive Realty

4600 Lamar Avenue
Paris, TX 75462
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Phone: 903.785.6427
Mail: crystal.preston21@gmail.com
Web: http://www.c21exec-paris.com/

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©2024 Century 21 Real Estate LLC. All rights reserved. CENTURY 21®, the CENTURY 21 Logo and C21® are registered service marks owned by Century 21 Real Estate LLC. Century 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Listing information is deemed reliable but not guaranteed accurate.

*Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.